Savings & Investment

Grow your wealth with competitive returns and secure investment options

Savings Plans

Choose a savings plan that matches your financial goals

REGULAR SAVINGS

Monthly Thrift

8% per annum

Build your savings consistently with monthly contributions

  • Minimum monthly deposit: ₦5,000
  • Maximum monthly deposit: ₦500,000
  • Interest paid quarterly
  • Withdrawal after 6 months
  • Auto-debit option available
  • SMS & email alerts
Start Saving
TARGET SAVINGS

Goal Saver

10% per annum

Save towards specific goals with higher returns

  • Minimum target amount: ₦100,000
  • Tenure: 6 - 24 months
  • Interest paid at maturity
  • Penalty-free early withdrawal (emergency)
  • Flexible contribution schedule
  • Goal tracking dashboard
Start Saving
FIXED DEPOSIT

Term Deposit

12% per annum

Lock in higher returns with fixed-term deposits

  • Minimum deposit: ₦500,000
  • Tenure: 6, 12, or 24 months
  • Interest paid upfront or at maturity
  • Rollover option available
  • Certificate of deposit issued
  • Collateral for facility access
Start Saving
PREMIUM

Platinum Saver

15% per annum

Exclusive high-value savings with premium benefits

  • Minimum deposit: ₦2,000,000
  • Tenure: 12 - 36 months
  • Quarterly interest payment
  • Priority customer service
  • Exclusive investment opportunities
  • Dedicated relationship manager
Start Saving

Investment Opportunities

Participate in cooperative ventures with attractive returns

Real Estate Investment Pool

Collective investment in property development projects

18-22% Expected ROI
12-24 Months Tenure
₦500K Minimum Entry

Pool funds with other members to invest in residential and commercial property development. Returns generated from property sales, rentals, and capital appreciation. Projects are carefully vetted and managed by experienced real estate professionals.

Invest Now

Cooperative Business Ventures

Investment in member-owned business enterprises

15-20% Expected ROI
6-18 Months Tenure
₦200K Minimum Entry

Invest in cooperative-owned businesses including retail outlets, agricultural ventures, and service enterprises. Profit-sharing based on investment proportion. Quarterly performance reports and transparent accounting.

Invest Now

Treasury Investment Fund

Low-risk investment in government securities and bonds

10-13% Expected ROI
3-12 Months Tenure
₦100K Minimum Entry

Conservative investment option in Nigerian Treasury Bills, Bonds, and other government-backed securities. Capital preservation with steady returns. Ideal for risk-averse investors seeking stable income.

Invest Now

Savings Calculator

Calculate your potential returns

Estimated Total After 12 Months

₦624,000

Principal: ₦600,000 | Interest: ₦24,000

Start Growing Your Wealth Today

Open a savings account or invest in cooperative ventures